PLCU Checking — It's All About Access
AnyAccess • EZAccess • AccessBuilder
Checking — your "go-to" account. You use it every day. So it has to be mobile. Flexible. And most important: accessible!
PLCU Delivers. Choose any checking account and get easy access anytime, from anywhere.
Three ways to check with PLCU
We don't believe in "one-size-fits-all" checking — we give you choices!
AnyAccess Checking
Unlimited check writing, ATM withdrawals and debit card transactions.
EZAccess Checking
Like the convenience of electronic services such as direct deposit? Prefer to get cash at ATMs or while shopping? This is your account.
AccessBuilder
If you've had a checking account closed in the past, we can help you rebuild your financial reputation.
All of our checking accounts include Free PLCU Online and Free Bill Pay Online.
Standard features:
- Dividends paid on days when balances top $1,000 (AnyAccess Checking)
- Unlimited free transactions at PLCU ATMs
- Eight free withdrawals and eight free inquiries at CO-OP ATMs per month
- Visa Check Card with unlimited free point-of-sale transactions (Merchant fees may apply)
- Free PLCU Online
- Free Bill Pay Online
- Free ARROW Automated Telephone Teller
- Free e-Statements
Want free checking? It’s easy.
Any of these will waive the monthly service fee for AnyAccess Checking and EZAccess Checking accounts:
- Direct deposit
- Combined balances in shares and loans of $5,000 or more
- Members over 55 years of age never pay checking fees!
- Sign up for e-Statements with EZAccess Checking
- Keep a minimum balance of $400 in AnyAccess Checking
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PLCU Checking goes everywhere
It's always handy — across the country, around the globe.

More than 25,000 FREE ATMs Get cash with no surcharge at CO-OP Network ATMs in all 50 states, including most 7-Eleven stores. Find them at: www.co-opnetwork.org (888) SITECOOP, (888) 748-3266
- Visa Check Card
Accepted by millions of merchants around the world that honor Visa debit cards. It goes where paper checks can't.
2,600 branches nationwide Visit any participating CU Service Centers location to access your PLCU checking account — and other accounts — as if you were in one of our branches. www.cuservicecenters.org (888) CUSWIRL, (888) 287-9475
Open your checking account today
It couldn't be easier!
- You can open your checking account right here online.
- Call (858) 495-3400 or (888) 495-3400 to ask for an application.
- Visit your nearest PLCU branch and open your account on the spot!
A PLCU checking account can help you earn valuable benefits when combined with your share and loan balances. See Lighthouse Relationship Pricing for more details.
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