PLCU Online - Internet Home Banking
PLCU Home Page
  Posted:  3/17/2015 15:30

Ultra Rewards — Checking that Pays and Saves

Earns more than savings, AND rebates ATM feesChecking that Pays and Saves

Make a smart financial move for the New Year — switch to Point Loma Credit Union checking with Ultra Rewards!

You’ll earn a higher yield than on savings (APR: 0.80%, APY²: 0.80%) plus receive ATM fee rebates up to $10 a month.

High yields, ATM fee rebate and all the other ‘must-haves’:

  • FREE transactions at 28,000 CO-OP ATMs nationwide
  • FREE Visa Check Card
  • FREE online and phone banking
  • FREE e-Statements
  • FREE Bill Pay

More free ATMs than banks!

  PLCU's COOP 28,000
  BofA 18,000
  Wells Fargo 12,350
  Union Bank 600

Other institutions charge
more and pay less:

  PLCU Ultra Rewards 0.80%
  Bank of America Interest 0.01%
  Chase Premier Platinum 0.01%
  Union Bank Priority 0.05%
  Wells Fargo Preferred Package 0.01%

Annual Percentage Yields gathered from financial institutions' websites and by phone 2/26/15 and subject to change.

To Qualify

Start by joining Point Loma Credit Union and opening a checking account with e-Statements and direct deposit.  Then make at least 12 debit card transactions a month.  It’s easy — use it at the supermarket, mall, movie theater, restaurant or online.

Add Ultra Rewards to your PLCU checking account today!  Complete the Enrollment Form and mail* it, stop by your nearest branch, contact the Call Center (888-495-3400), or log into Home Banking and sign up online.

* Attn: Call Center
Point Loma Credit Union
9420 Farnham St.
San Diego, CA 92123

¹ Annual Percentage Yields gathered from financial institutions' websites and by phone 2/26/15 and subject to change.

² Annual Percentage Yields are anticipated rates, are accurate as of 7/30/15 and are subject to change at any time.  Other institutions may require a minimum balance to earn stated yields.  Ultra Rewards is available only on PLCU checking accounts.  Requires the following for the eligible checking account: recurring direct deposit, minimum of 12 debit card transactions per month, and e-Statements.  0.80% Annual Percentage Yield (APY) applies on balances up to $25,000; 0.02% APY applies on balances above $25,000 each statement cycle when minimum requirements are met.  Not available to members with AccessBuilder Checking or Electronic Transfer Accounts. ATM refunds up to $10 per cycle if minimum requirements are met.  Otherwise, account reverts to appropriate Lighthouse Relationship Program level with no ATM refunds and no dividend premium for that statement period; monthly service fees may apply.  Minimum checking opening balance: $25. No additional minimum balance required.  Member may opt out of Ultra Rewards checking program at any time.  Only one Ultra Rewards checking benefit is allowed per member.

Go To Online Banking Home :: Contact us :: Locations & hours :: Site index :: Privacy Policy

Terms of Use:   The Point Loma Credit Union website is for the exclusive use of its members and non-members interested in the services of the credit union.  Any unauthorized or unlawful use is strictly prohibited.

Disclaimer:  Point Loma Credit Union is not responsible for the privacy practices or the content of websites which we may provide a link to.  While all efforts are made to maintain the accuracy of information presented on the Point Loma Credit Union website, we cannot guarantee that all information is current.  Please contact the credit union call center directly for the most current information at 858-495-3400.

National Credit Union Association Equal Housing Lender America's Credit Unions

Your savings Federally insured to $250,000
by the NCUA, National Credit Union Administration,
a US government agency.  Point Loma Credit Union
is an Equal Housing Lender.

Copyright © 1998-2015, Point Loma Credit Union
All rights reserved