You waited for the right time and now it’s here. Make your move — buy your first home or move up. It’s affordable with our low rates on 30-year mortgages, and it’s easy with our new online mortgage application.
Contact our knowledgeable real estate experts about our 30-year mortgages, or to ask about our other real estate loans, including 15-year mortgages as well as refinancing and equity loans.
30-year fixed-rates as low as 3.75% Rate 3.84% APR
Check out today’s low rates, use our mortgage calculators and much more.
Loan programs and Annual Percentage Rate quoted are effective as of 2/3/12 . An interest rate of 3.75% is a fixed rate for 30 years with one point. Monthly payment per $200,000 borrowed at a rate of 3.75%=$926.24. Maximum 80% Loan-to-Value (LTV). PLCU home loans available on single-family detached residences or town homes located in California. Owner-occupied properties only. Maximum loan amount is $417,000 for this interest rate. Additional restrictions apply. All rates are subject to change. Must meet lending criteria. Other types of fees may apply to some loan products.
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Disclaimer: Point Loma Credit Union is not responsible for the privacy practices or the content of websites which we may provide a link to. While all efforts are made to maintain the accuracy of information presented on the Point Loma Credit Union website, we cannot guarantee that all information is current. Please contact the credit union call center directly for the most current information at 858-495-3400.
Your savings Federally insured to $250,000 by the NCUA, National Credit Union Administration, a US government agency. Point Loma Credit Union is an Equal Housing Lender.