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  Posted:  12/11/2014 10:05

Bring Your Dreams Home

Been dreaming about buying a home? Your local lender now makes it easier to purchase your first or next home.

New: Up to 95% financing
The down payment is often a stumbling block to buying a home. Not any more.

Apply Now

New: Non-owner-occupied properties
Ever dreamed of investing in rental property? Or a second home? Now it can come true.

And here’s how we make a great deal even better:

• NO application fee
• NO processing fee
• NO appraisal fee

Check out today’s low rates and see how much home you can afford.

For more information
Or to ask about refinancing and home equity loans, contact our mortgage experts. They know how to help you get the perfect loan.




To chat with a Call Center representative click the blue button above.

PLCU Web Chat available:
9am to 5pm Monday-Friday
9am to 4pm on Saturday


PLCU home loans available on 14 family properties and town homes located in California. Maximum 95% Loan-to-Value (LTV) for owner-occupied properties. Loans with LTVs in excess of 80% require mortgage insurance at an additional cost to the borrower. Maximum 80% LTV for non-owneroccupied properties. Non-owner-occupied and 24 unit property interest rates may be higher than those for single-family owner-occupied properties. Additional restrictions apply. All rates are subject to change. Must meet lending criteria. Other types of fees may apply to some loan products.

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National Credit Union Association Equal Housing Lender America's Credit Unions

Your savings Federally insured to $250,000
by the NCUA, National Credit Union Administration,
a US government agency.  Point Loma Credit Union
is an Equal Housing Lender.

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