First Trust Deeds

First Trust Deeds from PLCU Below market fixed and adjustable rate first trust deeds are available to members for properties in the State of California.

Properties over 80% loan value require Private Mortgage Insurance.* PLCU offers some of the most competitive mortgage rates in the San Diego area.

Buyers are pre-approved within 48 hours. Rates are updated daily. Simply call (888) 495-3400 or (858) 495-3400 and choose "option 6". Allow us to be your next source of financing on your new or existing home.

Click here for details on mortgage rates.

For more information, contact our Call Center at (858) 495-3400 or toll-free at (888) 495-3400.

Total loan amount cannot exceed $4,000,000. Credit approval is required. California properties only. Some loans require owner occupancy.

* Loans are subject to Private Mortgage Insurance Approval.

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Disclaimer: Point Loma Credit Union is not responsible for the privacy practices or the content of web sites which we may provide a link to. While all efforts are made to maintain the accuracy of information presented on the Point Loma Credit Union web site, we cannot guarantee that all information is current. Please contact the credit union call center directly for the most current information at 858-495-3400.

Your savings Federally insured to $100,000
by the NCUA, National Credit Union Administration,
a US government agency. Point Loma Credit Union
is an Equal Housing Lender.