What Could You Do With A HELOC?

How about a vacation?  Or maybe a new car, your own private backyard oasis, an upgraded kitchen, or a child’s college tuition?  Make it all happen with a Home Equity Line of Credit (HELOC) from PLCU with low rates.*  Plus, the interest you pay may even be tax deductible.†

Use the equity that you’ve already established in your home — and unlock the door on the many possibilities that you’ve been delaying for so long.  Start building the pool you have always wanted.  Pay-off your high-interest credit cards, consolidate your debt, or take a dream vacation… the possibilities are endless and completely up to you!

• No up front fees**
• No Closing Costs
• No annual fee
• Up to 100% tax deductible†
• Easy check access
• Borrow from $10,000 to $250,000
• Loan-to-value options up to 80% available
• No pre-payment penalties

*APR = Annual Percentage Rate.  Rate may vary and is currently as low as 0.25% above Wall Street Prime with a lifetime cap of 6% above the initial non-promotional rate.  Maximum APR is 18% above the initial rate.  Owner-occupied, 1-4 family properties located in California only.  **No appraisal fees, points, or closing costs.  A lien will be required on the subject property.  †Consult your tax advisor for details.