Make Your Mortgage More Comfortable

Home Loans You Can Live With

Trust the local lender — one that has the right options and expertise to ensure your loan is the right fit for your needs.

Talk to PLCU’s real estate experts about purchases or refinances:

• Refinance and save
  Save money by refinancing an existing mortgage at today’s lower rates.
• Stabilize payments
  Refinance from variable to fixed for payments that won’t increase.
• Home loan options
  We make it easy to find a loan that’s a comfortable fit for your specific needs.

4.000% Rate 4.016% APR

15-year fixed
  • No points
  • Low closing costs

Unlike other lenders, we’re not cutting back.  We’re still making home loans to our qualified members, as we have been for years!

Call 858/ 495-3400 today

Loan programs and rates quoted are effective as of 2/7/12 and may change at any time.  The interest rate you receive will be determined on the day your loan is approved and may be higher or lower than the rate above.  Rate of 4.000% is a fixed rate for 15 years.  Monthly payment per $200,000 borrowed at a Rate of 4.000% = $1,479.38.  Maximum 80% Loan-to-Value (LTV).  PLCU home loans available on single family detached residences or town homes located in California.  Owner-occupied properties only.  Maximum loan amount is $417,000 for this interest rate.  Additional restrictions apply.  All rates are subject to change.  Must meet lending criteria.  Other types of fees may apply to some loan products.  PLCU membership is open to anyone who lives, works, or worships in San Diego or Riverside counties.  A one-time membership fee of $5, plus a $5 minimum savings account deposit is a requirement of membership.