Second Trust Deeds

Second Trust Deeds This loan allows you to get cash out of your home at a fixed rate for a maximum 15 year term, for loan amounts up to 80% LTV.

The property must be in the State of California.

To determine the amount of the loan you are eligible for, calculate:

Value of Home x 80% - liens = Amount for Second Trust Deed

Are you having difficulty making your PLCU Second Trust Deed payments? Click here.

Click here for more interest rate details.

You can also download PDF Real Estate Loan Documentation packages. Just print and complete the appropriate loan package and either drop it off or mail it to your local PLCU branch for processing. Please include all supporting information/documentation requested on the program cover letter to expedite processing.

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Your savings Federally insured to $250,000
by the NCUA, National Credit Union Administration,
a US government agency. Point Loma Credit Union
is an Equal Housing Lender.