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Swat Pesky Payments!

PLCU Debt Consolidation LoanWith a Debt Consolidation Loan

As low as 10.99% APR*

  • Up to $25,000
  • Up to 60 months
  • Just one payment each month

Bugged by high-cost bank and department store card payments?  Our Debt Consolidation Loan flattens those pesky bills into one affordable payment.


Find out right here if you can benefit from a debt consolidation loan:
Total debt you want to consolidate:


Get a smart start on the new year and apply for your Debt Consolidation Loan.  Stop by a branch nearest you for an application, or contact us at (858) 495-3400 or (888) 495-3400.

*Annual Percentage Rate effective 1/2/08 and includes .50% discount for Point Loma Relationship Pricing Plan.  No cash loans.  Existing PLCU loans must have an additional loan amount of $2,500 or more from other creditors.  Your current billing statement(s) required.  You will be responsible for any finance charges accrued between your last payment and the date the amount is paid.  Please keep your account current as processing loan payoff may take several days.  PLCU reserves the right to require closure of account(s) paid off with Debt Consolidation Loan prior to funding.  All rates, terms and conditions subject to change without notice.  All loans subject to credit approval.  Monthly payment per $1,000 borrowed for 60-month term at 10.99% APR: $21.74.


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Disclaimer:  Point Loma Credit Union is not responsible for the privacy practices or the content of web sites which we may provide a link to.  While all efforts are made to maintain the accuracy of information presented on the Point Loma Credit Union web site, we cannot guarantee that all information is current.  Please contact the credit union call center directly for the most current information at 858-495-3400.


Your funds are insured to $100,000 by the NCUA, National Credit Union Administration, a U.S. government agencyPoint Loma Credit Union is an Equal Housing LenderPoint Loma Credit Union is a member of America's Credit Unions

Your savings Federally insured to $100,000
by the NCUA, National Credit Union Administration,
a US government agency.  Point Loma Credit Union
is an Equal Housing Lender.