Far beyond the standard features, a checking account with Point Loma offers valuable options based on your combined core share (savings, money management, and checking account) and loan balance.

You can receive free ATM transactions at PLCU ATMs, discounts on consumer loans, and pay no monthly checking fees.

Standard features:

• Dividends paid on days when balances top $1,000
• Worldwide, round-the-clock ATM^* access through VISA, PLUS, CO-OP, AFFN and STAR networks
• Eight free withdrawals and eight free inquiries at CO-OP ATMs^* (Third party fees may be charged)
• Direct Deposit/Payroll Deduction convenience
• The option of CASH+PLUS Automatic Overdraft Protection
• Free Notary service
• Comprehensive, easy to read monthly statements

*Transactions subject to applicable ATM owner charges.  All account terms and conditions are set by the Board of Directors and are subject to change.