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Meet our new Financial Advisor

Carolyn Bare
Financial Advisor
CUSO Financial Services, L.P.
CA Insurance License #OH02119
858-268-7280   carolyn.bare@cusonet.com

Carolyn Bare is a Financial Advisor through CUSO Financial Services, L.P. She is here to assist all Point Loma Credit Union members and their friends and family, providing financial services and advice based on her personal philosophy that Financial Advisors are charged with financial stewardship.

She believes, "The advice we give can change the quality of life and the quality of lives for generations within the same family. Utilizing an educational approach is my number one priority when helping our members make sound financial decisions."

Carolyn has an MBA in Economics. She is also a professor of Economics for the seasoned BA and MBA programs at the University of Phoenix. In October of 2008, after many years in the investment advisory services industry, Carolyn was struck by a glaring need for financial education in her community and has dedicated her free time as a part-time professor ever since.

She says, "Bringing current knowledge of economic conditions, economic indicators and economic modeling to the investment advisory client experience has helped my clients better understand the choices advisors have made for them in a transparent manner."

Carolyn offers a one-on-one consultation where you will be given the opportunity to share your story, your financial picture, your goals and objectives. Your consultation will conclude with a comprehensive financial snapshot of your particular goals, objectives and concerns. The financial snapshot will allow you and Carolyn to design a plan together based on your prioritized needs. Your consultation is the first step to a long relationship with an advisor who cares and will be there to answer any financial concerns life throws your way.

  • Retirement Planning
  • Estate Planning
  • Investment Planning
  • IRA, 401k, 403b, 457 rollovers*
  • Long Term Disability
  • Education Planning
  • Tax Deferred Investing
  • Defining Risk Tolerance
  • Creating or reviewing a Financial Plan
Carolyn serves members in the Kearny Mesa, 4S Ranch and El Cajon branches. She may be contacted at Point Loma Credit Union phone 858-268-7280 or via email.

Carolyn is securities registered and insurance licensed in California. CA Insurance License # OH02119.

Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members. *Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA, an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock

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