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Annual Percentage Rate and term effective 1/1/14 and subject to change without notice. Rate includes 0.50% basis point discount for the Point Loma Relationship Pricing Plan, but at no time will the APR be less than the credit union’s floor rate of 2.00%. Loans subject to approval. Must meet membership guidelines. Other rates available for model years not reflected. If the vehicle registration is expiring within 60 days, PLCU will finance the registration. Monthly payment per $1,000 borrowed for 66 months on a $20,000 loan at 2.00% APR = $16.01; at 2.25% APR = $16.12.
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