Cash Advance APR: Purchase APR + 6.00% Balance Transfer APR: Purchase APR + 6.00% Default APR: If you incur two late payment fees in a twelve month period, the APR will be 22.00% fixed on all balances.
Annual Fee
None
Minimum Finance Charge
None
Grace period for repayment of the purchase balance
Typically, 28 days from the close of the billing cycle
Grace period for repayment of the cash advance balance
Interest accrues from the date of posting
Method of computing the balance for purchases
Average daily balance, including current transactions
Transaction fee for cash advances and balance transfers
3% of each advance Minimum $10.00
Late payment fee
$15.00
Non-sufficient funds charge
$29.00
¹ The APR presented is extended to our most creditworthy borrowers and is based on the Wall Street Journal Prime Rate as of the 20th of the most recent month plus a margin of 7.00%. Other APRs based on different margins are available. Your APR will be determined by your overall credit worthiness.
² The APR presented is based on the Wall Street Journal Prime Rate as of the 20th of the most recent month plus a margin of 14.50%.
Information quoted is current as of 5/21/13 and is subject to change without notice. For more details about our Visa account terms and conditions, please refer to our Visa Credit Card Agreement & Disclosure. Please call us at (858) 495-3400 or toll free (888) 495-3400 for the latest Visa information.
Terms of Use: The Point Loma Credit Union website is for the exclusive use of its members and non-members interested in the services of the credit union. Any unauthorized or unlawful use is strictly prohibited.
Disclaimer: Point Loma Credit Union is not responsible for the privacy practices or the content of websites which we may provide a link to. While all efforts are made to maintain the accuracy of information presented on the Point Loma Credit Union website, we cannot guarantee that all information is current. Please contact the credit union call center directly for the most current information at 858-495-3400.
Your savings Federally insured to $250,000 by the NCUA, National Credit Union Administration, a US government agency. Point Loma Credit Union is an Equal Housing Lender.
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Your savings Federally insured to $250,000