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Insurance Services

Dental Benefits Plus

  • Dental, Vision and Chiropractic care services are available to PLCU members and their families.
  • For only $11.95 a month for individuals and $14.95 a month for families, members can save between 30% and 50% on all kinds of services.
  • Savings are also available on prescriptions, hearing aids and medical supplies (anything from beds to bandages!)
  • Also, Dental Benefits Plus is NOT insurance so there aren't any deductibles or complicated claim forms.
  • Click here for more information.

Mechanical Breakdown Insurance

  • The farthest thing from your mind when you first purchase a new or used vehicle is expensive repair costs.  Now, when you apply for your loan from Point Loma Credit Union you can purchase a Mechanical Breakdown Insurance policy to help you pay for those repair costs. 
  • Protection is affordable and can be financed with your PLCU auto loan.
  • For more information stop by one of our convenient branch locations or call us at (888) 495-3400 or (858) 495-3400.

Guaranteed Asset Protection (GAP) Advantage

  • GAP Advantage protects you against financial loss in the event that your vehicle is damaged beyond repair (totaled) or stolen and never recovered.
  • GAP Advantage covers the difference between your insurance settlement and your outstanding loan/lease balance.
  • You may even qualify to receive $1,000 toward the purchase of your next vehicle financed through PLCU.
  • It is available for all PLCU auto loans, and may be purchased for up to one year after the original date financed.
  • Add GAP Advantage to your PLCU auto loan for just pennies a day.
  • For more information stop by one of our convenient branch locations or call us at (888) 495-3400 or (858) 495-3400.

Term Life Insurance

  • Will your family be able to cope financially without you? Can they make the mortgage payments…pay the cost of a good education…and still have enough left over for a comfortable retirement?
  • Our members can take advantage of up to $100,000.00 in Term Life Insurance.  The plans are very affordable.
  • No medical exam.
  • Living benefits are also part of this wonderful Term Life package for Point Loma Credit Union members.
  • Call (800) 582-7488 to learn more about how you can protect your loved ones.  Be sure to let the friendly representative know that you are a member of Point Loma Credit Union!

Insured Safety

  • The National Credit Union Share Insurance Fund, the strongest of all federal insurers, insures all accounts up to $100,000.  Individual Retirement Accounts are separately insured up to $250,000!


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Disclaimer:  Point Loma Credit Union is not responsible for the privacy practices or the content of websites which we may provide a link to.  While all efforts are made to maintain the accuracy of information presented on the Point Loma Credit Union website, we cannot guarantee that all information is current.  Please contact the credit union call center directly for the most current information at 858-495-3400.


Your funds are insured to $100,000 by the NCUA, National Credit Union Administration, a U.S. government agencyPoint Loma Credit Union is an Equal Housing LenderPoint Loma Credit Union is a member of America's Credit Unions

Your savings Federally insured to $100,000
by the NCUA, National Credit Union Administration,
a US government agency.  Point Loma Credit Union
is an Equal Housing Lender.

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All rights reserved