About Us
Founded in 1948, Point Loma Credit Union is a community-chartered credit union serving the people of San Diego and Riverside Counties. With $500 million in assets, PLCU currently operates 6 branches and serves nearly 30,000 members. PLCU offers a complete selection of financial products and services including savings and checking accounts, loans, credit cards, the Visa Check Card, PLCU Online, Bill Pay Online and more. PLCU is a member of the CU Service Centers nationwide network and CO-OP.
Why Choose a Credit Union?
Credit unions are owned and operated by the people who use them. That’s why they’re dedicated to the things that really matter to you and your family. PLCU membership is available to everyone who lives, works or worships in San Diego and Riverside Counties. Plus, once you become a member, any of your immediate family members are also eligible to join.
Empowering members, not enriching investors
Opening a checking, savings or other account makes you a member. And that entitles you to receive a share of any surplus income as an annual dividend—money that banks pay to their outside stockholders. Join Online
Reducing fees and improving rates
Because credit unions aren’t obliged to make a profit for stockholders, they can afford to reduce or eliminate many fees. And they can offer better rates on savings and more attractive terms on loans. Of course, accounts are federally insured up to $250,000. Visit a Location
Being there for you from coast to coast
Members can bank at other credit unions who are a part of the CO-OP network, giving you access to nearly 30,000 surcharge-free ATMs and 5,600 shared branches nationally for easy access to your money wherever you go. Find an ATM
