Life Improvement Home Equity Loans Now Available at PLCU!

Point Loma Credit Union is offering a 2.99% APR* promo rate to qualifying members! Get things done around the house by letting your home’s equity work for you! Use a Home Equity Line of Credit (HELOC) to pay for home improvement, bill consolidation, school expenses and more.

Point Loma Credit Union’s Home Equity Line of Credit gives you greater value and lets you tackle your to-do list affordably.


Start building the pool you have always wanted. Pay off your high-interest credit cards, consolidate your debt, or take a dream vacation … the possibilities are endless and completely up to you! How about your own private backyard oasis, an upgraded kitchen, or a child’s college tuition? Make it happen with an affordable Home Equity Line of Credit from PLCU. Plus, the interest you pay may even be tax deductible.† Use the equity that you’ve built up in your home and unlock the door to the many possibilities that you’ve been delaying for so long.

  • No closing costs or annual fees
  • Borrow up to 80% of your home’s value up to $250,000
  • Fast online application
  • Interest may be tax deductible†

Sign up today at any of our 6 convenient locations:
Carlsbad / El Cajon / National City / Kearny Mesa / Sports Arena / Rancho Bernardo
Or call us toll-free 888.495.3400.

†Consult your tax advisor for details

Subject to loan approval and secured by owner occupied single family, condominium or townhome in California. Maximum HELOC line $250,000 at 80% combined loan-to-value (CLTV). *APR = Annual Percentage Rate 2.99% for the first twelve months. After the introductory period, rate will adjust to the variable rate then offered by PLCU under the terms of your loan, currently 4.50% as of 7/1/17. Current HELOCs are eligible to receive the introductory rate with a minimum $20,000 advance. The rate floor is 4% and the rate ceiling 6% above your start rate. Enrollment in the promotion expires 12-31-17. Consult your tax adviser.