Would You Like Your Checking Account To Pay YOU?

As a valued member we want to reward you with bonus share rates, reimbursed third party ATM fees, and Free Online Bill Pay at no additional cost to you. Sign up for ULTRA REWARDS CHECKING today and start getting the rewards YOU deserve!



  • Get 1.00% dividend rate (APY) up to $25,000
  • ATM fee rebates up to $10 per month
  • Sign up for free! Just set up e-Statements with your PLCU checking account, have a recurring direct deposit OR remote deposit a check via PLCU’s mobile app, and make 12 transactions a month with your PLCU Visa Check Card.

For more information, visit any of our 6 convenient locations:
Carlsbad / El Cajon / National City / Kearny Mesa / Sports Arena / Rancho Bernardo
Or call us toll-free 888.495.3400.

Annual Percentage Yields (APY) are anticipated rates, are accurate as of 6/20/17 and are subject to change at any time. Ultra Rewards is available only on PLCU checking accounts. Requires the following for the eligible checking account: recurring direct deposit or remote deposit of a check via PLCU’s mobile application or online banking, minimum of 12 debit card transactions per month, and e-Statements. ATM and similar “remote” deposits do not qualify. A minimum of one remote deposit each month is required and must be from an account other than the member’s own account. 1.00% Annual Percentage Yield (APY) applies on balances up to $25,000; lower APY applies on balances above $25,000 each statement cycle when minimum requirements are met. Not available to members with AccessBuilder Checking or Electronic Transfer Accounts. ATM refunds up to $10 per cycle if minimum requirements are met. Otherwise, account reverts to appropriate Lighthouse Relationship Program level with no ATM refunds and no dividend premium for that statement period; monthly service fees may apply. Minimum checking opening balance: $25. No additional minimum balance required. Member may opt out of Ultra Rewards checking program at any time. Only one Ultra Rewards checking benefit is allowed per member.