THE RIGHT CREDIT CARD FOR YOU!


Your credit card is an important part of your financial life! With PLCU credit cards, members enjoy no annual fees, and access to wherever Visa is accepted.

TRACKING AND FRAUD PROTECTION

With Alerts from PLCU powered by Visa, you can receive near real-time updates on your Visa® card activity so you can act quickly to help reduce fraud and monitor your account, wherever you are. And Alerts from PLCU powered by Visa is free for PLCU Visa cardholders.

Enroll your PLCU Visa® and/or Visa® Check Card in our Fraud Text Alert Service and you’ll receive text messages on your mobile phone if we detect suspicious transactions. You’ll be able to instantly respond and verify transactions on your account.


SIGN UP YOUR VISA® CARD FOR ALERTS FROM PLCU NOW


PROTECT YOUR PLCU VISA® CARD AGAINST UNAUTHORIZED USE

Register for Verified by Visa®, then when shopping at participating online merchants, the transaction can’t be completed unless you enter your password. Verified by Visa protection is free.

Zero liability protection* – you will not be held liable for unauthorized purchases if your card is lost or stolen.

Lighthouse Payment Protection – this low cost debt cancellation coverage makes the payments on your PLCU loans if you become unemployed or disabled, or die.

* US issued cards only. Does not apply to commercial card or ATM transactions not processed by Visa. See Cardholder Agreement for details.

 
 

ULTRA VISA®

Ultra Visa Credit Card
  • A credit line up to $50,000
  • Low interest rate
  • $200,000 Travel Accident Insurance
  • 24/7 Account Access through PLCU Online
  • Automatic payment transfer from your share account
  • Auto Rental Insurance
  • Travel and Emergency Assistance
  • Warranty Manager Services
  • Credit transactions apply to your Ultra Rewards Checking
  • EMV chip card technology for enhanced security
 


 

PLATINUM VISA®

Platinum Visa Credit Card
  • A credit line up to $50,000
  • $200,000 Travel Accident Insurance
  • 24/7 Account Access through PLCU Online
  • Automatic payment transfer from your share account
  • Auto Rental Insurance
  • Travel and Emergency Assistance
  • Warranty Manager Services
  • You can also sign up for our Choice Rewards Program and earn points you can redeem for travel, merchandise, gifts and more.
 


 

STUDENT VISA®

Credit lines from $300 to $500

SAVINGS SECURED VISA®

Credit limit up to $5,000 (determined by the balance you maintain in your credit union Share Savings account).

 



Find the credit card that’s right for you

Sign up today at any of our 6 convenient locations:

Carlsbad / El Cajon / National City / Kearny Mesa / Sports Arena / Rancho Bernardo

Or call toll-free 888.495.3400.