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Youth Accounts

An account for every age

At PLCU we think it's important that our young members learn how to manage their finances and create healthy financial habits. PLCU offers products to meet the needs of young members.

 

 
 

Looney Tunes savings account for kids Open Today
 

 

The Looney Tunes® Savings Club (ages up to 12)

Get your kids in the saving habit! Encourage them to deposit part of the money they receive for birthdays, holidays and chores into a Looney Tunes  Savings Club account. Teach them how to set goals and how to track their growing balances. You can open a Looney Tunes account with just $5. Any child up to age 12 with a parent or guardian who’s a PLCU member is eligible and the account can be opened with just $5. Looney Tunes Savings Club members get:

  • Their own savings account where every penny earns interest
  • A Welcome Kit with membership card, Looney Tunes pencil, and coin holders
  • Gifts for each deposit
  • Birthday wish email

 

 

Starting Point account for youth

Open Today
 

 

Starting Point Account (ages 13 to 17)

When learning to drive, there's no substitute for behind-the-wheel experience. And the best way to learn about money is by using real financial tools. Think of a Starting Point account as a financial learner's permit, introducing teens to the services they'll use throughout their lives.

  • Regular savings account
  • Checking account - free with eStatements
  • Free first order of 50 checks
  • Debit card that's also good for online purchases
  • Student Visa with up to $500 limit (minimum age 15)
 

PLCU offers accounts for young adults

Open Today
 

 

Young Adult Program (ages 18 to 23)

You're ready to build a credit record, borrow without a co-signer, and establish your own financial identity. Our Young Adult program can help. The Young Adult account includes:

  • Regular savings account
  • Checking account - free with eStatements
  • Free first order of 50 checks
  • Debit card that's also good for online purchases
  • Student Visa with up to $500 limit (minimum age 15)*
  • First-Time Auto-buying program*
  • 12-month Certificate-Open with as little as $50 and make additional deposits any time.†
  • Individual Retirement Account. That's right, you should start thinking about retirement with your first paycheck. Open an IRA with as little as $50, build it over the years, and you'll have a sizeable sum when the day actually arrives.
*On approved credit.

† Aggregate amount of additional deposits limited to $25,000.