All of our branches will be closed Monday, January 21, 2019 in observance of Martin Luther King, Jr. Day.
Prioritize savings and safety with a PLCU auto loan and insurance protectionEntrust your auto financing needs to Point Loma Credit Union, where our members have been turning for affordable car loans since 1948. If you live or work in San Diego or Riverside Counties, you’re eligible to apply. We also offer insurance protection for your vehicles and PLCU loans.
Additional Auto Resources
Give yourself peace of mind knowing you have maximum coverage in the event of an unforeseen, unfortunate circumstance. Get PLCU Insurance Protection on your vehicles and loans.
Autoland Car Buying Service
Simplify the stressful, time-consuming process of buying a car. From car shopping to registration, make sure you’re using the right resources every step of the way with our partners at Autoland. Plus, you get a .25 percent discount off already low rates.
*APR= Annual Percentage Rate. Rates and terms effective 01/19/2019. Loans subject to approval. Must meet membership guidelines. Other rates available for model years not reflected. Monthly payment per $1,000 borrowed for 48 months at 3.24% APR=$22.25. Calculation based on $20,000 loan for 48 months. Rate subject to change. Restrictions apply.
**If PLCU cannot offer a lower monthly payment than your current payment from another financial institution, applicant will receive $70. In order to qualify for $70, the applicant must be eligible for Membership and approved for financing at PLCU. Must be 18 or older with a valid driver’s license. Member must provide most recent auto loan statement from another financial institution, current PLCU auto loans are not eligible. Our ability to lower your payment may be contingent upon extending the term of your existing loan. Offer valid through December 31, 2018. Any taxes due on $70 from the 70th Anniversary - Lower My Payment Challenge are the sole responsibility of the recipient. PLCU will report to the appropriate state and federal agencies as required by applicable law.