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Founded in 1948, Point Loma Credit Union is a community-chartered credit union serving the people of San Diego and Riverside Counties. With $500 million in assets, PLCU currently operates 6 branches and serves nearly 30,000 members. PLCU offers a complete selection of financial products and services including savings and checking accounts, loans, credit cards, the Visa Check Card, PLCU Online, Bill Pay Online and more. PLCU is a member of the CU Service Centers nationwide network and CO-OP.

Call Center
Phone: 858-495-3400
Toll-Free: 888-495-3400
Fax Number: 858-495-3416

Web Chat is available during call center hours

Call Center Hours: Monday through Friday 7am to 6pm and Saturday 9am to 4pm

Real Estate:
Fax Number: 858-495-7148

Arrow - Automated Telephone Teller: 858-495-0222

Routing Number: 322281484

Mailing Address for Correspondence, Loan Payments and Visa Payment:
9420 Farnham St.
San Diego, CA 92123
Mailing Address and Fax Number for Proof of Insurance:
P.O. Box 924619
Fort Worth, TX 76124
Phone: 1-866-504-1986
Fax number: 1-877-569-5719
You may also upload your valid proof of insurance to:

Security / Fraud Contact

If you suspect you've received a fraudulent e-mail, supposedly representing Point Loma Credit Union, forward it to us immediately at

Mortgage Loan Servicing

Qualified Written Requests, notifications of error, or requests for information concerning your loan must be directed to:

Point Loma Credit Union

Attention: Loan Servicing 
9420 Farnham Street
San Diego, CA 92123

Management Group

If you need help on an account related issue, please contact our Call Center at the phone number or email-address listed above. You can also contact the PLCU management group with any comments or concerns.

Supervisory Committee

If you have questions, comments or concerns about your account or the credit union's operations, contact the credit union directly via e-mail at

If you are not satisfied with the response, you can appeal the matter to the Supervisory Committee, which will conduct an additional, independent review. Supervisory Committee correspondence should be mailed or emailed to the following addresses:

The Supervisory Committee
Point Loma Credit Union
P.O. Box 420418
San Diego, CA 92142-0418