Get more of what you want with a PLCU Visa card
Build credit. Earn points for rewards. Use your credit more securely. Avoid annual fees. Get all of this and more with a Point Loma Credit Union Visa card.
Student Visa
- Credit line: $300 to $500
- Eligibility: Student 18+ with proof of income or assets
Apply
Share Secured Visa
- Credit line: Up to $5,000
- Eligibility: Share Savings Account (balance determines your credit limit)
Apply
Compare Cards
| Card |
Credit Limit |
Eligibility |
Annual Fee |
Rates |
Points Program |
Travel Accident Insurance |
Automatic Payments |
| Platinum Visa |
Up to $50,000 |
Based on credit approval |
None |
View |
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| Ultra Visa |
Up to $50,000 |
Based on credit approval |
None |
View |
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| Student Visa |
Up to $500 |
Student 18+ with proof of income or assets |
None |
View |
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| Share Secured Visa |
Up to $5,000 |
Share Savings Account balance determines your credit limit |
None |
View |
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Points Program
Points Program Access
Redeem your Visa Platinum points through the catalog where you can browse current travel and merchandise, review your up-to-date point balance, and spend your points.**
View catalog
Points Program
Get something back every time you use your Visa Platinum card. Enroll in the program and you’ll earn points you can redeem for travel, merchandise, gifts, adventures, and events. The program is free to you for 36 months, after which you may qualify for an annual fee waiver.*
Read more
*First 3 years are FREE. Annual fee of $35 charged on fourth anniversary of sign-up date. Fee waived with $6,000 minimum annual purchases.
**Login within 5 business days of enrollment. Choice Rewards is administered by a third-party service provider. However, if you are unable to login to your Choice Rewards account, please call PLCU Card Services at 888-495-3400 and select option 3, or email us at cardserv@plcu.com.