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Solar Loans

Homeowner's Guide to Solar Panels

Disclaimer: This information is provided as a public service with the understanding that Point Loma Credit Union or the California Center for Sustainable Energy makes no warranties, either expressed or implied, concerning the accuracy, completeness, reliability, or suitability of the information. Neither Point Loma Credit Union or the California Center for Sustainable Energy endorses any particular product, manufacturer or service mentioned and does not represent that any goods or services are fit for any purpose or use.

solar panels on the roofs of houses

Solar electric, also known as solar photovoltaic (PV), systems are a reliable source of renewable energy for your home and can help to significantly reduce your utility bills as well as your carbon footprint. However, the process of adding a solar PV system to your home can be a complicated and confusing project, even if you hire a contractor to do the installation for you. Follow this step-by-step guide to provide your family with clean, renewable energy in your home.



  • Attend Solar for Homeowners 1 – Getting Started

  • Complete a free home energy audit to find out where energy is being used in your home and how you can reduce it.

  • Complete energy efficiency/energy savings measures AND/OR:

  • Contact a home energy efficiency expert for advice (maximize your rebates and tax credits for completing these).

  • Review your home electrical energy usage history (at least 12 months, if available).

  • Decide on the percentage of your annual electrical usage that you wish to offset with solar electric power.

  • Evaluate potential locations for your solar PV system: south (or southwest) facing roofs or open ground space with minimal or no shading are best.

  • Determine the appropriate size for your system (a contractor can give you a more accurate size, but it will be helpful to have an estimate before soliciting bids).


Are you a vendor looking for finance options?

If you are a vendor, and are interested in partnering with Point Loma Credit Union to provide for your financing needs, then please contact or 858-243-7471